DON’T SELL IT.
Collateral Loans Against Valuables in Westchester County, NY
Borrow against jewelry, watches, coins, electronics, or tools—keep your item while you repay.
Tap your asset below to start:
Frequently Asked Questions
How is a pawn loan different from selling?
When you get a pawn loan, you retain ownership of your item. You use the item as collateral for a cash loan, and once you repay the loan, you get your item back.
Do you run a credit check?
No. All our loans are based strictly on the value of your collateral. There are no credit checks and it never affects your credit score.
What happens if I don't repay?
Collateral isn’t sold until it has remained at least 4 months in our possession after default. Your credit is never harmed.
Why People Choose Us
Required Financial Disclosures
Repayment Terms: The minimum repayment period for all collateral loans is 61 days. The maximum repayment period is up to 120 days (renewals may be available).
Maximum APR: The Maximum Annual Percentage Rate (APR) for collateral loans is 35.99% (includes standard pawn ticket origination fees).
Fees: Pawn ticket charge (up to $10 on loans ≥ $500, $7 for $100-$499, and $4 for loans under $100).
Representative Example: Example (representative): Borrow $1,000 for 120 days (4 months) at 2.5% monthly interest ($100) plus a $10 pawn ticket charge → total repayment $1,110 (equivalent to 33.46% APR).
Address: King Gold & Pawn, 217 North Ave, New Rochelle, NY 10801
© 2026 King Gold & Pawn. Subject to appraisal and in-store verification. Not a guarantee of funds. Privacy Policy | Terms of Use